Keep your passwords, accounts, and important details in one secure place — so when the time comes, your family won't have to search through drawers or guess at logins.
After losing someone, the last thing anyone wants is to hunt for passwords or wonder which accounts exist. Capsule keeps it all in one place.
Add passwords, bank accounts, super details, insurance policies — anything your family might need. Take your time; there's no rush.
Pick a family member to receive access, a trusted friend as a safety check, and an executor to give final approval. Nobody can access anything while you're around to stop it.
Log in annually to add new accounts or update passwords. No monthly emails, no complicated upkeep — just a yearly check that everything is still current.
The biggest concern with any service like this is: what if someone tries to access it prematurely? Capsule has multiple safeguards to prevent that.
A family member you've designated can start the process. This doesn't grant them anything yet — it just begins the verification.
You get an SMS and email right away. If this is a mistake or someone jumping the gun, one tap stops everything.
Nothing happens for three days. If you're on holiday, in hospital, or just haven't checked your phone — you have time to see the notification and stop it.
A friend you've chosen (not family, not executor) gets notified. If they know you're still around — maybe you've spoken to them recently — they can block the process.
Both you and your trusted friend receive another round of notifications. In case anyone missed the first ones, here's another chance to stop it.
Your executor — perhaps your solicitor or a trusted family member — receives a request to confirm. They must click a link to proceed. If they don't respond within two weeks, the process stops.
One final SMS and email with 24 hours to block. This is the last checkpoint before access is granted.
Only after all these steps — with five opportunities to block — does your family receive access. They still need the passphrase you've shared separately to read anything.
Dealing with accounts and paperwork after a loss is exhausting. You can make it easier for them — without giving up any control while you're here.
Your name and contact details. We'll use these to notify you if anyone ever tries to access your vault.
Think about what would be hardest for them to track down on their own. You can add or remove sections anytime.
Email, online banking, social media, streaming services — any account they'd need to close or access.
Super, life insurance, bank accounts, investments, debts, and your financial adviser's details.
Where the house deeds are, car registration, storage units, safe combinations, valuables.
Funeral preferences, organ donation wishes, charitable donations — anything you'd want them to know.
Private letters to specific people — your spouse, children, or close friends.
Your GP's details, current medications, solicitor contact, where to find your will.
Take your time with this. You can save your progress and come back whenever you like.
These three people form a chain of checks. No single person can access your vault on their own.
Your spouse, child, or close family member. They're the one who would eventually receive access to your vault — but only after all the verification steps complete.
A close friend or colleague — someone who isn't family. They'll be notified if a release is ever triggered, and can block it if they know you're still around. An independent voice in the process.
Your solicitor, accountant, or another trusted person. After weeks of waiting periods, they must actively click a link to confirm the release. They can't access anything themselves — just verify.
Once a year, we'll email you to log in and confirm everything is still current. It only takes a minute, and there's no other upkeep required.
Your information is encrypted and waiting. Your family will be able to access it when the time comes — but not before.
If you've been designated as a family member, you can request access here. The process takes time — this is by design.
If you're reading this, I hope it makes things a little easier. I've tried to put everything in one place so you don't have to search through drawers or make endless phone calls. Take your time with it all — there's no rush. And look after each other.
I'd prefer cremation, with a simple service if you'd like to have one. Nothing too formal — just family and close friends. Scatter my ashes somewhere peaceful; you'll know the right spot. No need for anything grand.
Please donate my books to the local library — they should go to good use. The jewellery box in my bedroom has notes about who should receive what. The photo albums are for everyone to share. Take your time sorting through things; there's no hurry.